Preheat the oven to 180 degrees Centigrade
Melt the biscoff spread (this is easiest in a microwave for about 20 seconds but otherwise in a small pan on the hob)
Stir in the oil, milk, vanilla and sugar until you have a lovely smooth mix
Mix in the flour, baking powder and salt.
Stir in most of the chocolate chips
Pour into the ramekin and then decorate the top with pieces of biscoff biscuit and the remaining choc chips
Bake for 15 minutes
Leave to cool for at least 5 minutes. If eaten hot this is gorgeously gooey, leave to cool completely and is dense and fudgy